Credit Card Tracker
Track multiple credit cards, due dates and balances.
Juggling several credit cards means it's easy to miss a due date or lose track of what you owe. This free Credit Card Tracker keeps every card in one place — balance, limit, due date, minimum and APR — so you can see your total position, plan payments and never miss a due date again.
How to use it: add each card with its limit, balance, due date and rate, and update as you spend and pay. The overview shows your total balance and utilisation, and the due dates help you schedule payments to avoid interest and late fees.
Key features
- All credit cards in one view
- Balance, limit and utilisation
- Due dates and minimum payments
- Avoid late fees and interest
- Works in Excel and Google Sheets
This template is designed for individuals managing loans, credit cards or repayment plans who want a clear view of their debt situation — without the need for expensive specialist software.
The Credit Card Tracker is part of our Personal Finance & Budgeting collection — downloaded 14 times and counting. Built from real-world experience by the ExcelGurukul team and tested across multiple industries and roles.
Frequently asked questions
Is the credit card tracker free?
Yes, free download, no sign-up.
Can it track multiple cards?
Yes, all your cards in one view.
Does it show utilisation?
Yes, balance against limit per card and overall.
Which currency does it use?
Any — enter amounts in your own currency.