Monthly Budget Planner
Complete monthly budget planner with income, expense categories and savings tracker.
Budgeting works when it's simple enough to actually keep up. This free Monthly Budget Planner lets you set your income, plan spending by category, and see what's left for savings — so each month you know exactly where your money is going instead of wondering where it went.
How to use it: enter your monthly income, set a budget for each expense category, and record actual spending as the month goes. The comparison shows where you're over or under, so you can adjust before the month runs away from you.
Key features
- Plan income, expenses and savings
- Budget by category
- Planned vs actual spending
- See what's left to save
- Works in Excel and Google Sheets
This template is designed for individuals, households and small business owners who want to track income, expenses and stay on budget — without the need for expensive specialist software.
The Monthly Budget Planner is part of our Personal Finance & Budgeting collection — downloaded 7 times and counting. Built from real-world experience by the ExcelGurukul team and tested across multiple industries and roles.
Frequently asked questions
Is the budget planner free?
Yes, free download, no sign-up.
Can I set my own categories?
Yes, all categories are editable.
Does it show savings?
Yes, income minus expenses shows what's left to save.
Which currency does it use?
Any — enter amounts in your own currency.