Net Worth Calculator
IT change request management and approval tracker.
Net worth is the single clearest measure of financial progress — everything you own minus everything you owe. This free Net Worth Calculator lays out your assets and liabilities, totals them, and lets you track the figure over time, so you can see your wealth genuinely growing.
How to use it: list your assets (cash, investments, property) and your liabilities (loans, credit cards), and the calculator shows your net worth. Update it periodically — monthly or quarterly — to track the trend and stay motivated.
Key features
- Total assets and liabilities
- Clear net worth figure
- Track wealth over time
- See real financial progress
- Works in Excel and Google Sheets
This template is designed for individual investors and personal finance enthusiasts who track portfolios, returns and investment performance — without the need for expensive specialist software.
The Net Worth Calculator is part of our Personal Finance & Budgeting collection — downloaded 7 times and counting. Built from real-world experience by the ExcelGurukul team and tested across multiple industries and roles.
Frequently asked questions
Is the net worth calculator free?
Yes, free with no registration.
What is net worth?
Total assets minus total liabilities.
Can I track it over time?
Yes, update it periodically to see the trend.
Which currency does it use?
Any — enter amounts in your own currency.