Savings Goal Tracker
Saving without a clear target is the fastest way to lose momentum. This free Savings Goal Tracker gives every goal — an emergency fund, a new car, a holiday, a home deposit — its own line, so you always know how much you've set aside and how far you have to go.
How to use it: list each goal on its own row, enter the amount you need and the deadline, then update the Saved So Far column whenever you add money. Set a priority so you know which goal to fund first, and switch the status to Achieved when you get there. A TOTAL row sums your targets and savings so you can see your overall position at a glance.
Key features
- Track target vs amount saved for every goal
- Multiple goals in one simple sheet
- Target dates and monthly contribution planning
- Priority and status columns to stay focused
- Automatic TOTAL of targets and savings
- Works in Excel and Google Sheets, no macros
This template is designed for individuals, households and small business owners who want to track income, expenses and stay on budget — without the need for expensive specialist software.
The Savings Goal Tracker is part of our Personal Finance & Budgeting collection — downloaded 15 times and counting. Built from real-world experience by the ExcelGurukul team and tested across multiple industries and roles.
Frequently asked questions
Is the Savings Goal Tracker really free?
Yes — it's a free download with no sign-up or watermark.
Does it work in Google Sheets?
Yes, you can open and edit it in Excel or upload it to Google Sheets.
Can I track more than one goal?
Yes, add as many goals as you like — one per row.
Are there any formulas to maintain?
No. It's a simple manual tracker; just type your numbers in.