Track monthly chit fund contributions dividends and net paid for a 20 member chit
In a chit fund the amount you actually pay each month changes with the dividend, which makes paper records confusing. This free chit fund tracker records the monthly contribution, the dividend received and the net amount paid for a 20-member chit, month by month.
How to use it: enter the monthly instalment, add the dividend for each month once it is declared and read the net paid. Keep the sheet through the full chit period so you can see your total outlay at any point.
This template is designed for individuals, households and small business owners who want to track income, expenses and stay on budget — without the need for expensive specialist software.
The Chit Fund Contribution Tracker is part of our Personal Finance & Budgeting collection — downloaded 30 times and counting. Built from real-world experience by the ExcelGurukul team and tested across multiple industries and roles.
Yes, it is a free download with no sign-up required.
A chit fund is a savings and borrowing arrangement in which members contribute a fixed amount each month and one member receives the pooled amount, usually decided by auction or draw.
It is laid out for a 20-member chit. You can edit the rows and amounts to suit a different size.
It is the amount you actually pay in a month after the dividend is taken into account.